International Business
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何杰：金融消费者普遍存在多头开户的情况。一旦该金融消费者去世，账户所有权人及其继承人缺乏查询被继承人金融账户的统一渠道，导致账户长期沉睡。
Whatever you think about age verification as a requirement, it’s apparent that routine ID checks will create a huge new privacy concern across the Internet. Increasingly, users of most sites will need to identify themselves, not by pseudonym but by actual government ID, just to use any basic site that might have user-generated content. If this is done poorly, this reveals a transcript of everything you do, all neatly tied to a real-world verifiable ID. While a few nations’ age-verification laws allow privacy-conscious sites to voluntarily discard the information once they’ve processed it, this has been far from uniform. Even if data minimization is allowed, advertising-supported sites will be an enormous financial incentive to retain real-world identity information, since the value of precise human identity is huge, and will only increase as non-monetizable AI-bots eat a larger share of these platforms.