To construct their analytical model, Goldman’s team merged conventional AI exposure metrics with a complementarity measure designed by IMF researchers. Occupations with high substitution risk are those where AI can perform the majority of core duties—such as insurance claims processors and debt recovery agents. Roles with strong augmentation potential are those where AI assists with certain functions but human decision-making, physical interaction, or expert knowledge remains critical, including legal professionals, construction supervisors, and medical doctors.
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